I seem to go in spurts posting here but so often life gets out of hand so here is a quick update...
School has been going well except for Business stats. I understand it when he goes though it in class but I am having trouble when it comes to the tests and that is what the grade is based off. This may be a do over. I don't really enjoy Sociology but I am so far doing well in the class. I think... here it is spring break and I have only received one grade in spite of multiple papers. I love Economics and Accounting, big surprise (not) right now we are doing a big ecel project in Accounting, an interactive budget, and I am having so much fun! English is...okay. I found a decent partner for the research paper although I would much rather do it all myself. We are writing about the credit card industry.
My internship is going well and has been a real education in the corporate insurance/financial world. There were firings about a month ago and my direct supervisor was one of the ones let go. I work in the service center (not on the phomes thank goodness) and it is one of the more profitable sections of the company but I think we were somewhat top heavy so I understand why they let one of the managers go. It was weird though I have never known someone who was fired like that and he was a good guy. Deadlines are very important and with tax reporting we have been very busy.
Income tax season has been slow...I got a raise because of my experience so I am drawing more salary but I haven't done as many returns this year.
I bought a netbook to take to school with me. I really like it because it does everything I need it to but is really small and light. I have been thinking about getting one since before Christmas. Yesterday I pulled it out to work on my English paper and one of the girls went "ooh that is so cute"
So that is about it around here. Spring break starts Monday and I am looking forward to more time to do some of the things I have been putting off.
I seem to go in spurts posting here but so often life gets out of hand so here is a quick update...
It is from Montgomery Gentry
And if all you ever really do is the best you can
Well, you did it man
That's something to be proud of
That's a life you can hang your hat on
That's a chin held high as the tears fall down
A gut sucked in, a chest stuck out
Like a small town flag a-flyin'
Or a newborn baby cryin'
In the arms of the woman that you love
That's something to be proud of
I think striving to live a good life might be a good dream.
Over at the Simple Dollar Trent talks about giving up your dream.
I never really had a dream...
After my divorce I wanted to learn more about income taxes so I took a class on income taxes. I had a perfectly good paying job but at the end I was offered a chance to work part time doing income taxes. I liked it. I liked it much more than my usual day job.
Then my day job became more stressful and just plain horrible. I was worried it was going to come to a head so I began socking every penny away until I had enough in the bank to survive 12 months.
When I was put on probation for the second time in less than a year I knew I couldn't work there anymore. I wasn't ever going to please my new manager. So I quit and went back to school. I am an accounting/finance major and got 3 A's and a B my first semester. I got an internship at an insurance company doing cost basis for surrendered policies. I still do my income tax work, in season. Next year I will have a full scholarship. Financially I am still okay. I haven't had to use any of my savings to make ends meet.
But I still don't have a dream...
There is nothing that really fuels my flame. I am happy going on day to day and living my life as it unfolds. When I am 50 I will finally graduate from college with a BBA. I will probably find another job in accounting. I will probably look into getting a masters. I have been looking at different fields and thinking about what I want to do. With my low COL I could do anything... but I really would like to find that dream, that one thing I want to do more than anything else.
I have been thinking about what I love to do. If I didn't have to work what would I do?
I like learning new things. I like teaching new things to individuals but not necessarily to groups. I seem to work better one-on-one.
I like helping people, but I find them frustrating. Most of the people I meet don't want help thay just want solutions that don't require any work on their part.
I like being a wife, cooking, keeping a nice house. When I was married we would often host parties and I loved making sure that everyone had a good time. I don't like going to parties but I did like the feeling that the guests were well taken care of. People liked coming to our parties and they were always well attended.
I like inteligent conversations with intelligent people. I like debating concepts and having discussions about important topics.
So how does all this fit into a dream? Does everyone have to have a dream?
I am sitting here in the library waiting for my 4:00 final. I have studied but I will be so happy when this particular one is finished. I don't quite understand Stats and I am nervous. I have a solid B in the class and I doubt I will flunk but I had really hoped to come out of this with at least my B intact.
My Accounting final will be just as intense but I am not as nevous about it. I enjoy accounting and absolutely loath statistics. Nest semester I have Statistics for Business and Economics, it is not even considered a math class so I am hoping it won't be as bad as this one has been. It is as if I know it and then I sit down with the test and all the sudden I don't know it. I have never had test anxiety before I think it is just a case of I DON'T LIKE IT so I forget it as soon as possible.
After finals this week I don't have school again until January 20th. Since I am re-employed now and will be starting taxes in January it won't be as much of a vacation as I could have hoped for. It would be nice to just be a student and have 4 weeks with nothing to do but there aren't many peopple here in that position. Most of them work their a**es off during breaks to help pay for school.
Anyway, wish me luck....
I was in line at Barne's & Noble, doing a secret shop, when the lady in front of me got a membership card that gets her 10% off her books. When it was my turn I was asked if I wanted to become a member and I said
"No thank you I don't spend $250 a year on books"
Lady in front (who was putting on her gloves) "I never thought of it that way"
Is that math so hard? to get back the $25 a year membership at 10% off wouldn't you have to spend $250?
I have problems with places that charge me to spend money. We have arts and craft fairs that are really just big open air markets that charge admission. Once you get in there is nothing to do except buy stuff. Why should I pay $5 to stroll among the vendors, who have also paid the organizers for their space. It's not like they have free entertainment or displays that are fun to see just rows of people selling their stuff.
I had a boss once who said that Sam's was not in the business of selling stuff but in the business of selling memberships. I know people who say they get better deals there but if I am careful and watch the sales I usually do just as well.
So, once you do the math do memberships save you money?
I did my stats test tonight and didn't worry at all about the one problem I had no clue about, 6 points down the tubes. BUT I got back my Accounting test from last week and I only got 87/100. There are 3 tests plus the final and all are worth 100pts. I had 96 on the first, 104 on the second and now this stupid 87. Why is the A in accounting so much more important than the A in statistics?
Tonight was my only classes for this week. The instructor said he would be in class tomorrow night if we wanted to come but it wasn't mandatory. I have a study date to work on the project in that class so I will probably go especially since the class is in the computer lab.
DS is working tonight so I am home alone. I like being home alone with nothing due tomorrow. I will probably study a little just because I am used to spending evenings studying. Right now I have A's in 3 of 4 classes, Why it alright to settle for a B in Stats when a B in accounting would bother the heck out of me?
It seems like all my professors are going crazy with the last 2 weeks of classes coming up. In accounting we went over 4 chapters in 4 classes and had another test. Statistics has accellerated too with a test tomorrow, luckily it will be the last one before the final but since there is only 3 more classes before that there isn't much time to cram in alot else. One more humanities class and one final project in Business Class.
Because of all the junk classes I took in the past I am classified as a Senior but I still have a minimum of 5 semesters to actually graduate. Next semester is going to be FUN. I have-
from 9-1pm on MWF
Then- work from 1-4 MWF 8-4 T,Th
Then- Statistics for business MW nights
And-H&R Block from 5-9pm T,Th,F plus all day Saturday/Sunday
My plan has been to take all my H&R Block money and put it aside for extra school costs, my tax refund will go into my funds for irregular expenses like proerty tax and car insurance and I will live off of my internship work money.
I have been doing alot more secret shopping lately too. The little checks have been going to fund having a little fun now and then. With there being so much free entertainment at school I have found it is not too hard to spend almost nothing on a good time. Last weekend they were having a play in the theater. Free to students. Last week was a concert. I actually don't have time to do everything offered although I usually manage to show up for the events with free food. I had a blast at the debate watches and all the pizza and pop I wanted. There was a business luncheon about interviewing techniques with a free lunch, I also met some very nice people in the business school/community so making contacts was an important part of it.
Although I am really busy instead of feeling tired I feel energized by it all. It is so empowering to be totally in charge of my own life. In lots of ways I think it has been a good experience for my DS too. He has become more self sufficient and confident. He has started keeping his own budget and taking care of his own needs without me reminding him. It is a bunch of little things but I am happy to see him growing up.
On a sadder note one of my old friends, we actually dated a few times, died last Thursday. It was strange, his son found him at the front door looking like he was leaving for work. They think it was a heart attack but he was only 56 years old. I hadn't seen him for a long time but it feels funny to think he is not out there anymore.
At Security Benefit (who is one of the biggest employers around here). $9 an hour and up to 30 hours a week. They will work around my schooling and I will get some practical experience in the financial field.
I am so excited! It isn't a totally done deal yet though so keep your fingers crossed, say a prayer or whatever you do. I am a little worried about what my former supervisor might say to them when they call him. I got the call tonight at 5:30 so I am sure they haven't talked to him yet. I told them I wasn't sure what he would say because he was not happy with me when I left so at least if he does decide to be petty they might understand.
Then they do a drug screen, background check, and a credit check before I can officially start. I am not really sweating these things.
This will be so much better than just working retail or something to make ends meet. I was almost out of the extra money I got for all my vacation time and was thinking it was time to set my sights a little lower but this is PERFECT.
Wish me luck.
Two months ago my car scared me when I turned the ignition and...nothing.In a panic I turned it again...vroom, it started right up. I got over it, it became commonplace to have to try and start it 2 times. Then about 2 weeks ago I had to try 4 TIMES!! I was sure I would have to push start it. So I took it to my mechanic, he took off the ingition switch, determined it was bad, ordered a new one, which took 4 days to come. Put the old one back on (so I could drive it those four days) and put the new one on when it came in total damage to the budget....$71.99 (the part was $42)
Tuesday My car started sounding like a street racer and I was sure it needed a new muffler alfhough a quick look under didn't show anything. I couldn't drive it like that, so Wedneday I took it to my muffler guy. I like him because twice he has welded the tailpipe back instead of telling me I need a whole new exhaust system. He told me that it was the same problem (tailpipe broken up near the engine) he said it looked like it had been welded back before (yeah, by him) and that it was going to keep happening if I didn't replace the pipe with something he called a "flex pipe" All the time he sounded so apoligetic like "Gee I'm sorry but this is going to be so much more expensive" then he let loose. $90??? it cost $50 to have him weld it. So my car is quiet again and I am out $96.71.
My car is 14 years old. I bought it new in December 1994. So far in those 14 years it has been towed twice, has had a new alternator, clutch, tires and brakes and about 20 of these minor (under $100) repairs. It gets about 26 mpg in town and 32 on the highway. Cosmetically it isn't pretty but it has always gotten me where I was going and has dirt cheap insurance and taxes (in Kansas we pay personal property tax on vehicles based on their value) Just because I was curious I looked back at how much it has cost me to have it this year.
TOTAL COST = $1271.00
So that comes to $141.22 a month (9 months so far)
I really love my old car.
My financial aid finally came though. They sure made me jump through all the hoops. Whew! I actually had to go and see them twice because they weren't updating my record online. I signed up for direct deposit so hopefully it will hit my bank account next week.
I had my first test in Humanities (97%), my first test in Statistics (no grade yet) and got 100% on my first project in Business Management Systems (it was an Excel Spreadsheet) I have my first test in Accounting, a 2nd project due in BMS and a 3 page paper due in humanities next week so I am going to be working hard this weekend. I also applied for an internship (haven't heard yet)and have another interview in October with an accounting firm. So I have been keeping busy staying on top of my schoolwork.
DS got a second job, his first one is only a few weekends a month so he needed something more steady. Funny but he is in unpaid training for a third job that starts in January. I might be quite a juggling act to keep them all straight so I gave him a little pocket calendar to write it down on. We keep a calendar on the computer but it is always handy to have one you can take with you.
Cable Guy just left a little while ago, it seems a pack of squirrels chewed though our line. He says the main line has problems too and they are sending a crew out to fix it as well but so far the internet is working. He also told me of a way to get past all the automated stuff when I need to speak with a real person. Nice guy, I give him 10's all around. Funny but I just finished getting a 6 month discount on my cable by calling and asking for it, then this happened.
The school has a football game Saturday and I was thinking of going and just having a little fun. There is a grassy area outside the stadium and students are allowed to sit there free.
Well that's the update from us here.
So I checked my financial aid status last week and am informed that it can't be approved without my admissions being finalized, I check with admissions and they tell me they can't finalize until they have the transcripts from the community college I attended. Why don't they have them? I hadn't ordered them, I didn't know I had to order them. So I ordered them and waited a week for them to get here and processed.
Now I check online and they say my financial aid cannot be finalized because I am a Junior and I have to declare a major. WHY DIDN'T THEY TELL ME THAT BEFORE! I could have declared a major if they had told me now I will have to meet with an advisor and put in a declaration of major and then WAIT FOR THEM TO PROCESS THAT before I can get my financial aid. First it is one thing and then another.
Well off to class. It will have to wait until tomorrow cause everything is closed now...this is so frustrating.
Just thought I'd drop something in here since it has been awhile...
Had a GREAT weekend, my neighbor was gone for the weekend so I borrowed her ladder and got the gutter torn off the front of my house. It was sagging and leaking so I removed it and gave the board a good coat of paint. It looks 100% better and the board won't rot out and require replacing. There is a huge overhang so it doesn't really need a gutter and it ruins the look of the house. I will wait and see after the next rain.
Then I tore apart the gate (not a big feat it was falling apart). One of the hinges was so rusted it had frozen and pulling the gate open & shut had pretty much mutilated it. The opening isn't big enough for a cheap pre-made gate so I put it back together using angle irons and screws and put in a new hinge. It looks good and works better. Hopefully it will last awhile now.
I also worked on painting the house. I am up above the windows now and should be finished, scraping, sanding and priming this month. I do a little bit at a time and work on it most mornings but I really got alot done this weekend. I am looking forward to the day I can give it it's final topcoat.
Mowed and cleaned up the yard. Did a whole house clean-up and cleaned the carpet.
Whew...Classes start up again today but I am well caught up on the work. I have an assignment to shop Aldi's this week and a Movie theater evaluation Friday. The college is opening a play this weekend too and since students get in free I am thinking of going. I have a tax class this afternoon and one college class this evening so I think I will just take it a little easy this morning and maybe do a little cooking while it is still cool. The weather here has been beautiful.
I am sitting here waiting for my sister to show up, she is late.
Wow, who would have thought being out of work would make me so busy. This was Bod Blast week when the campus welcomes all the new students, and although I have 20 years on most of them I went to everything. Had a good time too although except for the non-traditional student gathering, I felt a little old.
HEY, she's here! Time for the Fun Fest.
Not much fanfare, okay with me. The good news was I had 174.90 hours of unused vacation time that will be on my last paycheck (8/22) I changed my witholding so they won't take out monstrous taxes on it.
Next week I will pay my tuition and books on my Visa card so I don't ACTUALLY have to pay them until Sept 15th when the bill comes. I redeemed $30 in rewards this month but those two bills should add up. Plus the money in savings can earn interest for August.
I talked to some people I know and it looks like I have 3 PT job prospects. I would rather work on campus but those jobs don't pay as well. I am not worried though and thought I would get established in class before adding any more.
The adventure begins...