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Thinking about budgeting

December 19th, 2006 at 08:53 pm

I seem to be becoming more obsessed with budgeting. It is ironic that this is the case because my budget is mostly set up automatic in case I get sick and cannot deal with things for awhile. If i did nothing budget wise for a week or two my bills would all still get paid, my savings would continue to grow. I do love direct deposit and online bill pay.

It seems to me that the hardest part of budgeting is getting it all set up, knowing how much you need to have for all the little things you buy day to day. I know my hardest one has always been the little things like batteries, light bulbs, TP and all the miscellaneous stuff around the house. I finally started giving myself a small household amount for all those things and it is working okay.

My utilities came in $20 over budget, the bathtub faucet is leaking so I understand the water bill (am getting it fixed this week) but I am not sure what is making the electric so high. I went ahead and increased the budget for the winter but all our heating appliances are gas, it is possible the waterbeds are working overtime since we don't directly heat the bedrooms so I added some extra blankets and told DS there would be dire consequences if he didn't at least cover his bed.

There is absolutely nothing I need to do moneywise until the 29th but I am still looking and playing with this budgeting thing almost everyday. Maybe I need a hobby....Anyone out there need budget help? Ah but there's the rub, what works for me doesn't always work for someone else, budgets seem to be very personal things, like clothes or hairstyles. Each person has their own style.

1 Responses to “Thinking about budgeting”

  1. Broken Arrow Says:

    Haha. I'd help you, but I have the same hobby. Big Grin

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