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Home > Archive: November, 2008

Archive for November, 2008

Do memberships save you money?

November 29th, 2008 at 07:07 am

I was in line at Barne's & Noble, doing a secret shop, when the lady in front of me got a membership card that gets her 10% off her books. When it was my turn I was asked if I wanted to become a member and I said

"No thank you I don't spend $250 a year on books"

Lady in front (who was putting on her gloves) "I never thought of it that way"

Is that math so hard? to get back the $25 a year membership at 10% off wouldn't you have to spend $250?

I have problems with places that charge me to spend money. We have arts and craft fairs that are really just big open air markets that charge admission. Once you get in there is nothing to do except buy stuff. Why should I pay $5 to stroll among the vendors, who have also paid the organizers for their space. It's not like they have free entertainment or displays that are fun to see just rows of people selling their stuff.

I had a boss once who said that Sam's was not in the business of selling stuff but in the business of selling memberships. I know people who say they get better deals there but if I am careful and watch the sales I usually do just as well.

So, once you do the math do memberships save you money?

Am I obsessing?

November 24th, 2008 at 05:07 pm

I did my stats test tonight and didn't worry at all about the one problem I had no clue about, 6 points down the tubes. BUT I got back my Accounting test from last week and I only got 87/100. There are 3 tests plus the final and all are worth 100pts. I had 96 on the first, 104 on the second and now this stupid 87. Why is the A in accounting so much more important than the A in statistics?

Tonight was my only classes for this week. The instructor said he would be in class tomorrow night if we wanted to come but it wasn't mandatory. I have a study date to work on the project in that class so I will probably go especially since the class is in the computer lab.

DS is working tonight so I am home alone. I like being home alone with nothing due tomorrow. I will probably study a little just because I am used to spending evenings studying. Right now I have A's in 3 of 4 classes, Why it alright to settle for a B in Stats when a B in accounting would bother the heck out of me?

Schedule going crazy

November 23rd, 2008 at 07:07 am

It seems like all my professors are going crazy with the last 2 weeks of classes coming up. In accounting we went over 4 chapters in 4 classes and had another test. Statistics has accellerated too with a test tomorrow, luckily it will be the last one before the final but since there is only 3 more classes before that there isn't much time to cram in alot else. One more humanities class and one final project in Business Class.

Because of all the junk classes I took in the past I am classified as a Senior but I still have a minimum of 5 semesters to actually graduate. Next semester is going to be FUN. I have-
Managerial Accounting
Junior Composition
from 9-1pm on MWF
Then- work from 1-4 MWF 8-4 T,Th
Then- Statistics for business MW nights
And-H&R Block from 5-9pm T,Th,F plus all day Saturday/Sunday

My plan has been to take all my H&R Block money and put it aside for extra school costs, my tax refund will go into my funds for irregular expenses like proerty tax and car insurance and I will live off of my internship work money.

I have been doing alot more secret shopping lately too. The little checks have been going to fund having a little fun now and then. With there being so much free entertainment at school I have found it is not too hard to spend almost nothing on a good time. Last weekend they were having a play in the theater. Free to students. Last week was a concert. I actually don't have time to do everything offered although I usually manage to show up for the events with free food. I had a blast at the debate watches and all the pizza and pop I wanted. There was a business luncheon about interviewing techniques with a free lunch, I also met some very nice people in the business school/community so making contacts was an important part of it.

Although I am really busy instead of feeling tired I feel energized by it all. It is so empowering to be totally in charge of my own life. In lots of ways I think it has been a good experience for my DS too. He has become more self sufficient and confident. He has started keeping his own budget and taking care of his own needs without me reminding him. It is a bunch of little things but I am happy to see him growing up.

On a sadder note one of my old friends, we actually dated a few times, died last Thursday. It was strange, his son found him at the front door looking like he was leaving for work. They think it was a heart attack but he was only 56 years old. I hadn't seen him for a long time but it feels funny to think he is not out there anymore.